Earn 6% AER in USD on your cash

Stop letting your cash sit still. With Nemo.money your cash earns 6% AER, with interest paid every single day, and you can withdraw whenever you like. 

Instant access
Daily interest
Withdraw anytime
No monthly fees
Terms and conditions apply.
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4% AER paid daily4% AER paid daily

Why save the old way?

Why save the old way?

Reasons why Nemo.money is the best investment app

Earn 6% AER on your cash

Earn 6% AER on your cash

Paid Daily – No monthly fees
Get the appGet the app
6%

Right now your cash could be doing more

Most cash just sits there, quietly earning next to nothing for most of us and losing value to inflation. With Nemo.money, that same balance earns 6% AER in USD. Watch it grow a little every day.
TYPICAL IDLE CASH

0%

Sitting in an account losing value to inflation while it waits
CASH ON NEMO.MONEY

6% AER

See your interest add up every single day - not once a year.
Download & Start EarningDownload & Start Earning

Start earning in 3 steps

Download & Start EarningDownload & Start Earning

Why hold your cash with Nemo.money

Bag of cash

Up to 6% AER in USD

A competitive rate on your uninvested cash - and you don’t need to invest to earn it.

Invest in global stocks

Paid daily

See your interest add up every single day - not once a year.

Save

Withdraw anytime

No lock-ins and no notice periods. Your money stays yours.

ADGM FSRA Regulated

Regulated & secure

Regulated by the ADGM FSRA, with bank-grade SSL encryption.

Take off

Then invest

Put your cash to work in 8,000+ stocks, ETFs & gold, commission free.

Easy to get started

Set up in minutes

Register in around 30 seconds and start from just £1.

Download & Start EarningDownload & Start Earning

Ready to earn 6% AER on your cash?

Join thousands earning daily interest in USD.
Register in minutes.
Open your accountOpen your account
Free to download
No monthly fees
Withdraw anytime

Trusted by thousands

Apple Store
APP STORE

4.6

5 stars
118 rating
Google Play
GOOGLE PLAY

4.4

4.5 stars
7,470 rating

Frequently asked questions

How can I earn interest on my money with Nemo.money?

You can earn interest by holding uninvested cash in your Nemo Wallet. Nemo.money offers up to 6% AER interest, with interest calculated daily and paid daily.

The 6% rate applies to eligible balances upto $20,000. Terms and eligibility criteria apply.

Is my money safe when earning interest on Nemo.money?

Nemo.money operates in compliance with Abu Dhabi Global Market (ADGM) laws and is regulated by the Financial Services Regulatory Authority (FSRA).

How is the interest rate calculated and paid?

Interest is calculated daily based on your total wallet value at the end of each day and is paid daily at the applicable rate.

You can track:

  • Total interest earned in your Portfolio
  • Daily interest payments in the Wallet → Interest tab
Do I need to lock my money to earn interest?

No, there are no lock-in periods.

You can deposit, withdraw, or use your funds for investing at any time while still earning interest on your available balance.

Is there a minimum balance I need to maintain to earn interest?

Interest is paid only on days when your Wallet balance generates at least $0.01 in interest.

At a 6% AER rate, this typically requires a minimum balance of around $40. This threshold may vary depending on the current interest rate.

Is there a limit on how much I can earn 6% interest on?

Yes. The 6% annual interest rate applies to balances up to $20,000. Any funds above this amount will not earn the 6% rate.

This cap helps us continue offering a competitive rate while maintaining a sustainable and reliable savings experience for all users. You’ll still have full access to your entire balance at all times, with no restrictions on deposits or withdrawals.

Can I withdraw my money any time?

Yes. You can withdraw available funds from your Nemo Wallet to an account in your name directly within the app. Withdrawal times may vary depending on banking providers.

Do I have to invest to access the interest rate?

No. You do not need to invest to earn interest.

All users with eligible funds in their Nemo.money Wallet can earn interest on their uninvested cash.

I prefer not to receive any interest on my money. Can I opt-out?

Yes. You can opt out of earning interest at any time by turning off the interest toggle in your Profile within the Nemo.money app.

Nemo. It stands for never miss out.

No more FOMO: install Nemo today and never miss out on another investment opportunity.