Earn 4% AER on your uninvested cash.

Instant access. Daily interest. No monthly fees. That’s the Nemo Way.
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4% AER paid daily4% AER paid daily

Why save the old way?

Why pick stocks the old way?

Reasons why Nemo.money is the best investment app
Invest in global stocks

Earn 4% AER, paid daily

Earn competitive returns on your uninvested cash. Let your money work for you with interest on your cash paid daily with Nemo.money.
0%.

No monthly fees

Keep 100% of what you earn. You can withdraw the interest earned or invest them into any global stocks with Nemo.money app.
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Easy access – withdraw or deposit any time

You have full control of your money. Move your money in or out whenever you want.
Easy to get started

Fast & User friendly investing 

Sign up in minutes and access 8,000+ global stocks. Easy deposits, quick trades, no hassle.

Frequently asked questions

How is interest calculated?

Interest is calculated on the Total Wallet Value of your Nemo Wallet at the end of each day. Interest is then paid daily, at the applicable rate. You can see the total interest earned in the Wallet, under Portfolio, and your daily interest payments inside the Wallet, under the Interest tab.

Is there a minimum balance I need to maintain to earn interest?

We will only pay interest on the days when your Total Wallet Value is enough to generate at least $0.01. At the current rate of 4%, you need to hold at least $50 in your Wallet to earn interest. This value changes based on the interest rate Nemo is offering at the time of calculation.

What is the interest rate for non-invested balances?

We are offering 4.00% Annual Equivalent Rate (AER) interest on non-invested account balances in your Nemo wallet. We will notify in line with our Client Agreement if there will be any change to the interest rate.

Am I eligible to earn interest?

Yes. Both existing and new Nemo users can earn interest on uninvested cash held in their wallet.

Can I withdraw my money at any time?

Yes. You have instant access to your money 24/7.

Do I have to invest to access the interest rate?

No, all uninvested money in the Nemo wallet will earn interest.

I prefer not to receive any interest on my money. Can I opt-out?

Yes, move any uninvested cash to your stocks, crypto or Boost trading account and not hold cash in your Nemo wallet. We’re working on adding an opt-out feature soon.

Nemo. It stands for never miss out.

No more FOMO: install Nemo today and never miss out on another investment opportunity.