

Great investing app, perfect for beginners and advanced investors... Strong feature includes 6% interest on money held in wallet, perfect if you want to just earn interest on cash.
- P M, Google Play
Nemo app is very user friendly. One of the best apps ever, I buy all my stocks from Nemo and the payment method is top notch.
- Thelmachi, App Store
Lovethe UI, amazingly easy. Nemo money is very user friendly."
- Lukman 07, App Store
User-friendly and amazing app to trade and invest, I'll never change my Nemo.money withanything else.
- Ali G 911, App Store
I can say this is one of the best decisions I’ve made... Highly recommend to anyone who is looking to invest in stocks and crypto.
- Lukman 07, App Store
You can earn interest by holding uninvested cash in your Nemo Wallet. Nemo.money offers up to 6% AER interest, with interest calculated daily and paid daily.
The 6% rate applies to eligible balances upto $20,000. Terms and eligibility criteria apply.
Nemo.money operates in compliance with Abu Dhabi Global Market (ADGM) laws and is regulated by the Financial Services Regulatory Authority (FSRA).
Interest is calculated daily based on your total wallet value at the end of each day and is paid daily at the applicable rate.
You can track:
No, there are no lock-in periods.
You can deposit, withdraw, or use your funds for investing at any time while still earning interest on your available balance.
Interest is paid only on days when your Wallet balance generates at least $0.01 in interest.
At a 6% AER rate, this typically requires a minimum balance of around $40. This threshold may vary depending on the current interest rate.
Yes. The 6% annual interest rate applies to balances up to $20,000. Any funds above this amount will not earn the 6% rate.
This cap helps us continue offering a competitive rate while maintaining a sustainable and reliable savings experience for all users. You’ll still have full access to your entire balance at all times, with no restrictions on deposits or withdrawals.
Yes. You can withdraw available funds from your Nemo Wallet to an account in your name directly within the app. Withdrawal times may vary depending on banking providers.
No. You do not need to invest to earn interest.
All users with eligible funds in their Nemo.money Wallet can earn interest on their uninvested cash.
Yes. You can opt out of earning interest at any time by turning off the interest toggle in your Profile within the Nemo.money app.